The Wallet Method blog

Plain-English money help from a former bank manager. No spreadsheets required.

Sinking funds: how to stop once-a-year bills from wrecking your month

A sinking fund sets aside a little each week for a bill you know is coming. What it is, the usual categories, and how to work out yours.

YNAB alternatives and Mint replacements: prices, free picks, apps that never ask for your bank login, and who each one suits.

Pay yourself first means savings leave on payday, before you spend. How to set it up, how much to start with, and what to do in a tight month.