Free money tools

Simple calculators that answer one question each. No sign-up, nothing to download.

By Steven Crews, former bank manager and mortgage broker · Updated October 28, 2026

Credit card payoff calculator

How long until your card is paid off, how much interest you'll pay, and what an extra $50 a month saves.

Debt snowball calculator

All your debts in one plan: your payoff order, your debt-free date, and how much you save compared with paying only the minimums. Switch between snowball and avalanche.

Try the free Wallet Method app

Questions

These are estimates. Interest is worked out monthly (your yearly rate divided by 12). Cards charge on your daily balance, so your statement can differ a little. This is a planning tool, not financial advice.