The Wallet Method

Two wallets. Fewer money fights.

Do the bills and savings together. Then each of you gets your own weekly spending allowance, and nobody has to explain a coffee.

The Wallet Method bundle: picture book, workbook, How-To Guide and Start Here. Get the Wallet Method on Etsy

Instant digital download. Book, workbook for Excel and Google Sheets, and two guides.

Sound familiar?

5 reasons couples like the Wallet Method

  1. Big things togetherSavings and bills are a team decision, made once, then left to run on their own.
  2. Small things on your ownEach of you gets your own weekly spending allowance. Your wallet, your choice, no permission needed.
  3. No more keeping scoreYou stop asking "what was that?" when you look at the statement. Each of you has your own number.
  4. Gifts feel like gifts againWhen you spend your own wallet on your partner, it comes from you, not from "our" money.
  5. A whole chapter for twoThe book has a couples chapter, and the workbook shows each person's share of the spending money.

How it works

  1. Pay yourself first. On payday, at least 10% goes to savings before anything else.
  2. Cover your bills. Everything that comes out on its own, set up once.
  3. Get your weekly spending allowance: a set amount for everything else, like groceries, eating out, coffee and fun. It refills the same day every week.

When the wallet is empty, it's empty until refill day.

What you get

What you get: the picture book, the workbook, the How-To Guide and Start Here.

Who made it

I'm Steve. I worked at two of Canada's big banks, then spent more than ten years as a mortgage broker, going through people's bank and credit card statements at their kitchen tables. A lot of them said the same thing: "I had no idea." This is the method I showed them, and the one I ran myself.

Steve, Calgary, Alberta

Get the Wallet Method on Etsy

Questions? Message me on Etsy. A real person answers.

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